Domestic payment system

Payment transactions is the support for the execution of payments on the basis of payment orders (transfer of funds) within domestic transactions, cross-border transactions (in EUR) and SEPA payment orders. The module is a connecting element between HIBIS modules and the external environment or domestic payment system.

Software support enables:

  • input of payment orders – manual input of payment orders through all work places, acceptance of data from all areas of business, acquisition of data from files,
  • control of transactions – triggering of the process of transfer of payment order into the appropriate payment system after control has been executed,
  • management of payments for TARGET and STEP2 systems (creation of files in the appropriate format, processing of responses, monitoring of orders by status, coordination of transactions with statement, history of changes),
  • management of payments for SEPA IKP and EKP systems (creation of files in the appropriate format, processing of responses, monitoring of orders by status, coordination of transactions with statement, history of changes),
  • management of payments for SEPA IDD and EDD systems (creation of files in the appropriate format, processing of responses, monitoring of orders by status, coordination of transactions with statement, history of changes),
  • execution of payment transactions between the bank’s customers,
  • monitoring of the liquidity balance of the bank,
  • automatic accounting and bookkeeping,
  • allocation of orders (automatically depending on account and reference of receiver),
  • printouts, reports – ensuring all standard information for internal users and external institutions (Bank of Slovenia, Statistical Office, Tax Administration).