Payment Cards module

Payment Cards module enables bank software support to conduct transactions with both Slovenian card processing centres (Activa or Bankart) and two Croatian (Cortex, MBU).

The support is developed for:

Individuals:

  • debit cards,
  • charge cards,
  • revolving cards,
  • prepaid cards and
  • standalone cards.

and

Corporates, Sole Traders:

  • debit cards,
  • charge cards,
  • prepaid cards and
  • standalone cards.

Debit card is base card of Transaction Account used for international payments on point of sales and ATM cash withdrawals.

Charge card is international payment card with deferred payment used on point of sales all over the world, for ATM cash withdrawals and online shoping.

Revolving card is international payment card with approved revolving loan used on point of sales all over the world, for ATM cash withdrawals and online shoping.

Prepaid card is international payment card used on point of sales all over the world, for ATM cash withdrawals and online shoping within previously invested funds.

Standalone card card is international payment card used on point of sales all over the world, for ATM cash withdrawals and online shoping. Expenditure can be paid using SEPA direct debits on transaction accunt in other bank or payment orders in transaction account waiting queue in own bank.

 

Software solution enables:

  • payment transactions ON line authorization,
  • import and processing of transaction data and among bank settlement,
  • cards orders and amendments orders such as card stops, card reactivation, deblokada, card renewal, … (based on list of possible message exchange with card processing center),
  • membership fee calculation, overdue interests calculation and reminder letters processing for charge and revolving cards,
  • charge and revolving cards data extracts for Bank of Slovenia reports.