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The entire banking system in one place

Hrc offers standard solutions that meet all the basic needs of banks and are ready for quick implementation, as well as solutions that are fully customised to the client's processes and requirements.

The Hibis modular platform

Hibis is an integrated solution for the operations of banks and savings banks. It consists of various modules that interconnect and ensure a smooth functioning of different areas of operations.

The Hibis modules cover the areas of payment transactions, cash registers, lending, financial reporting, online and mobile banking and many other areas.

Modularna platforma Hibis

Comprehensive solution for all your needs

With its modularity, Hibis enables the implementation of the entire banking system or only individual parts thereof – modules. We have developed standard Hibis solutions on the basis of the many experiences and cooperation with different clients, which is why they perfectly meet key business needs. Standard modules have intermodular integration options and are also equipped with a number of APIs for connecting to external systems.

(website, Sisbon, credit bureaus, financial agencies, utility payments, …)
origination processes
charge/fee commision definition
catalogue of products & services
checking lists (FBE, AML, Fatca, CRS)
dashboard of the system, monitoring of processes
credit scoring
IFRS 9, HROK, CRR, ...

The Hibis central banking system is based on the most advanced technologies that provide the highest standards of speed, reliability and agility. Oracle's base solution technologies combined with our twenty five-plus years of experience in development of support for banking processes are a guarantee of long-term competitiveness and flexible development of banking services.

Najvišji standardi kakovosti

Why choose the Hibis platform?

In a time of rapid changes and an urgent need for adaptability to the needs of the market and regulators, introducing off-the-shelf solutions for banks and savings banks can be a key advantage.

Off-the-shelf or standard Hibis solutions are presented in more detail by the piece titled What is the Hibis model bank?

Cost-effective solution

The standard Hibis solution allows for continuous improvement of the software while optimising work. For the client, this means saving resources and a faster and more cost-effective solution.

Fast implementation

Standard Hibis software solutions are off-the-shelf solutions, so they can be set up quickly in your work environment.

Simple integration

Rather than prepare complex specifications, you can adapt your processes to proven solutions offered by Hibis through built-in standard integrations (payment systems, card processors, etc.) and "open banking" API integration to ensure optimal operation of key banking services.

Adaptability to existing processes

When existing modules do not meet your needs, we prepare custom-made solutions to solve even the most complex business needs.

Market experience

Development of Hibis solutions is based on years of experience and collaboration with different clients. We constantly upgrade standard Hibis solutions and design new solutions according to the needs of users.

Legal and audit compliance

Hibis meets all domestic and European regulatory requirements (GDPR, ISO 27001, PCI DSS, IFRS9, PSD2, etc.) and ensures the necessary audit compliance.

Advantages of the Hibis platform


  • 18 migrations in recent years
  • 100% migration success
  •  automated method of testing changes
  • automated installation of new versions


  • compliant with local law
  • meets all EU requirements
  • supports global standards

Clean architecture

  • central location for input of all code lists and parametrisation
  • accounting and general ledger in real time (online)
  • standard APIs

Customised solutions for specific needs

We constantly upgrade standard Hibis solutions and design new ones. When existing solutions do not meet your needs, we are happy to offer customised solutions that allow you to implement even the most complex business needs.  

Key advantages of customised Hibis solutions

With customised solutions, we provide you with:

  • solutions for specific market needs
  • customisation for existing processes
  • possibility of market diversification

Corporate customers

Products for corporate customers cover a wide range of modules for banking operations with companies and entrepreneurs.

  • Transaction accounts (current account)
  • Online banking
  • Loans
  • Buying of claims
  • Documentary operations
  • Derivative financial instruments
  • Saving products
  • Current account book (ORPIS)

Retail customers

The software package for retail operations contains many modern solutions for transparent and reliable retail banking.

  • A vista accounts of individuals
  • Loans
  • Saving products of individuals
  • Integration modules
  • Infrastructure for conducting transactions with individuals
  • Online and mobile banking

Interbank operations

Different modules allow for operations with both foreign and domestic banks and securities operations.

  • Interbank deposits
  • Interbank loans
  • Overnight deposits with bank of Slovenia
  • Interbank transfers
  • Accounts of banks
  • Securities
  • Correspondent banking
  • Interbank derivative financial instruments

Core modules

Core modules support processes in the central banking system.

  • Payment system
  • Business partners
  • Collateral
  • Profiles
  • General ledger
  • Reporting
  • Audit trail
  • E-Invoices
  • E-Social
  • Dashboard
  • Central register of bank accounts numbers (CRTRR)
  • Process monitoring
  • E-storage of documents

We are trusted

To banks and savings banks in Slovenia and Croatia, we provide top-quality solutions in various business areas.

What’s new

Case studies, news about the latest projects, and events and reports on current developments.

We will be happy to answer your questions as soon as possible.

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